Question 1

What is PM Surya Ghar Muft Bijli Yojana?

Accepted Answer

PM Surya Ghar Muft Bijli Yojana is a central government scheme launched in February 2024 with a ₹75,021 crore budget to provide rooftop solar systems to 1 crore households. Beneficiaries receive up to 300 units of free electricity per month and a direct subsidy of up to ₹78,000 on installation costs.

Question 2

How is the central subsidy calculated?

Accepted Answer

The central subsidy is tiered: ₹30,000 per kW for the first 2 kW (max ₹60,000), an additional ₹18,000 for the 3rd kW (max ₹78,000 for 3 kW), and no further central subsidy for systems above 3 kW. So a 1 kW system gets ₹30,000, a 2 kW gets ₹60,000, a 3 kW gets ₹78,000, and a 5 kW also gets ₹78,000.

Question 3

Can I get a subsidy on systems larger than 3 kW?

Accepted Answer

The central government subsidy is capped at ₹78,000 regardless of system size beyond 3 kW. However, installing a larger system (up to 10 kW for residential) still makes financial sense — the additional panels save more on your bill, just without additional government subsidy.

Question 4

How do I apply for PM Surya Ghar scheme?

Accepted Answer

Apply online at pmsuryaghar.gov.in. The steps are: (1) Register with your electricity consumer number, (2) Get technical feasibility approval from your DISCOM, (3) Install through an empanelled vendor, (4) Submit commissioning certificate and bank details, (5) Subsidy is credited directly to your bank account within 30 days.

Question 5

What is the payback period for a typical 3 kW system?

Accepted Answer

For a 3 kW system costing ₹1,95,000 gross (at ₹65,000/kW), after the ₹78,000 subsidy your net cost is ₹1,17,000. With average savings of ₹20,000–₹25,000 per year (depending on state tariff), the payback period is typically 5–6 years. After that, you generate free power for 20+ more years.

Question 6

Does net metering work with PM Surya Ghar?

Accepted Answer

Yes. Under net metering, surplus electricity generated by your solar panels is exported to the grid, and your DISCOM credits it against future bills. This further reduces your effective electricity cost and shortens the payback period, especially in high-solar states like Rajasthan, Gujarat, and Telangana.

Question 7

Which system size is best for a typical Indian household?

Accepted Answer

A 2–3 kW system is optimal for most households with monthly bills of ₹1,500–₹4,000. It maximises the central subsidy (₹60,000–₹78,000), generates 240–360 kWh/month in average sun conditions, and covers 70–90% of typical household consumption. For homes with an AC, consider 3 kW minimum.

Question 8

Are there any income or property criteria for eligibility?

Accepted Answer

The scheme is open to all residential consumers with a valid electricity connection. There is no income cap. The property must be your own (owned/leased), have a suitable roof area (roughly 10 sq.m per kW), and structural capacity for panel installation. Government employees and corporates are not eligible for the residential subsidy.

State	Avg Rate (₹/kWh)	Sun Hours/Day	Extra Subsidy	Solar Potential
Andhra Pradesh	₹6.5	5.5 hrs	—	Good
Assam	₹6.5	4.5 hrs	—	Moderate
Bihar	₹7	5 hrs	—	Good
Chhattisgarh	₹5.5	5.5 hrs	—	Good
Delhi	₹7.5	5.5 hrs	—	Good
Goa	₹4.5	5 hrs	—	Good
Gujarat	₹5	6 hrs	+₹10,000	Excellent
Haryana	₹7.5	5.5 hrs	—	Good
Himachal Pradesh	₹4.5	5 hrs	—	Good
Jharkhand	₹6.5	5 hrs	—	Good
Karnataka	₹6.5	5.5 hrs	—	Good
Kerala	₹4.5	4.5 hrs	—	Moderate
Madhya Pradesh	₹6.5	5.5 hrs	+₹5,000	Good
Maharashtra	₹8	5.5 hrs	+₹5,000	Good
Odisha	₹6	5 hrs	—	Good
Punjab	₹6.5	5.5 hrs	—	Good
Rajasthan	₹7	6.5 hrs	+₹5,000	Excellent
Tamil Nadu	₹5	5.5 hrs	—	Good
Telangana	₹6.5	5.5 hrs	—	Good
Uttar Pradesh	₹7.5	5.5 hrs	+₹15,000	Good
Uttarakhand	₹5.5	5 hrs	+₹15,000	Good
West Bengal	₹7	4.5 hrs	—	Moderate

PM Surya GharMuft Bijli Yojana — Subsidy Calculator

Calculate Your PM Surya Ghar Subsidy

System Details

Cost & Bill Details

Central Subsidy Tiers

States with Additional Subsidy

State-wise Electricity Rates & Solar Potential

Frequently Asked Questions

Related Tools & Guides